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Open Question: I need help, I made a stupid, stupid mistake!!!? and more... Open Question: I need help, I made a stupid, stupid mistake!!!?I have one very small student loan that is only $529 and another from the same school that is $11,000. I have had these loans for a few years and have always been very very good at calling them and setting up my forbearance when I am unable to pay and I always used them in small increments so as not to abuse them. I was so proud of myself I thought I was being responsible!!! Ok, so I moved from upstate NY to NYC (Queens) and I started attending a new school. I got my student loan there (3,000) no problem through a different company. Then I decided to move in with my boyfriend at the end of the semester, and transfer to another school in the Bronx where we now live. I missed the deadline for the application, so I called the loan company and set up my forbearance a little later so that I could attend in January and use the in school deferment. I FORGOT TO CALL THE OTHER COMPANY. My in school deferment for the previous school in Queens expired in October because I was not attending that fall, and now I have 60 days past due on those 2 accounts I have with them. My score dropped 88 points! I have been working so hard to raise it! I was going to buy a small house next year! I feel like my whole life is over. I'm going to be 30 in April and I have terrible credit. Oh my God. So I don't know what to do, or what can help me. Nothing, I guess. Regardless of what I do I will still have 60 days late on both accounts for 7 years. I'm thinking about consolidating the 3 accounts into 1 account with the company that is in good standing. Would that hurt or help? The other accounts are older. Would it be better to keep them open for the age factor? What can I possibly do now to help myself? Open Question: Have you ever caught your significant other masturbating?So...last night I went to bed early and I got up a few hours later to see where my boyfriend was. I walk into the living room and the office door is wide open. It took a few seconds to realize what I was seeing {eyes glazed, arm pumping away} but as soon as I did, I turned around to go back to bed. Well...the floor squeaked, he turned and saw me. I asked if he was all set {hoping maybe he would want to have some fun} and he told me, in a very no joking tone, to go eff myself. Now he won't speak to me. I have no problem with him masturbating. I honestly don't care. I find it to be a turn on. We've been together for five years. So why is he so angry with me? Is it more embarrassment? Have you ever caught your significant other masturbating? What happened? We have great sex. On average, four or five times a week. I don't think his masturbating has much to do with not getting enough sex. Open Question: christmas shopping help for a boyfriend?me any my boyfriend have been going out now for almost 5 months now, and we are getting ready to go christmas shopping. problem is, i have no idea what to get him.. he likes the bruins, rollerskating, and pacsun. and also, he keeps on saying that he is going to spend ALOT of money on me for christmas, and it's making me feel guilty because i don't have that much money to spend on him since i'm broke. i keep having anxiety thinking that i will be so embarrassed not having enough for him when he got me alot of stuff. money doesn't mean love, and i've told him that but he told me he's spending alot for me because he loves me. please help!!?? More Recent Articles
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